About Open Sharia Enterprise

Open Sharia Enterprise (OSE) Platform is an open-source platform for building Sharia-compliant enterprise solutions. Built for Islamic finance institutions and Sharia-compliant businesses, starting with Indonesian regulations and expanding globally.

The Opportunity

Islamic finance is a multi-trillion dollar industry growing at double-digit rates, creating massive demand for Sharia-compliant enterprise systems. While purpose-built platforms exist, they’re typically proprietary and expensive. Many organizations still struggle with legacy systems retrofitted for Sharia compliance.

The gap? Accessible, open-source solutions with built-in compliance and radical transparency.

Mission

Our mission is to democratize access to trustworthy, Sharia-compliant enterprise technology for organizations of all sizes, regardless of region or industry.

We’re building an open-source platform with Sharia-compliance at its core—starting with Indonesian regulations and ERP foundations, expanding across enterprise domains (finance, commerce, cooperatives) and global markets.

Why Open Source Matters

Transparency builds trust in Sharia-compliant systems. Unlike expensive proprietary solutions, OSE Platform is accessible to all organizations—from small businesses to large enterprises.

Trust Through Transparency

  • Community verification - Anyone can review the code to verify Sharia compliance
  • Auditable by scholars - Islamic finance experts can examine implementation details
  • No hidden mechanisms - Complete transparency in financial calculations and processes
  • Trust through openness - Open standards and shared knowledge drive innovation

Accessible to All

  • No licensing fees - Free to use, modify, and deploy for any organization
  • No vendor lock-in - Own your data, control your infrastructure
  • Community-driven - Benefits from collective expertise and contributions
  • Lower barriers - Organizations of all sizes can access enterprise-grade solutions

Open Standards

  • Interoperability - Works with existing systems through open standards
  • Portable - Not tied to specific vendors or proprietary formats
  • Extensible - Customize for your organization’s specific needs
  • Future-proof - Community ensures long-term sustainability

Development Approach

We’re building OSE Platform in the open from day one, with transparency and knowledge-sharing as core principles.

Built in the Open

  • Public development - All code, discussions, and decisions happen publicly on GitHub
  • Security and compliance infrastructure developed in parallel - Not bolted on later
  • Community-driven roadmap - Transparent planning and prioritization
  • Open governance - Clear decision-making processes and contribution guidelines

Learning in Public

We document our journey and share knowledge through AyoKoding, our bilingual educational platform. This “learning in public” approach:

  • Shares technical insights - Tutorials, guides, and lessons learned
  • Builds community expertise - Help others learn from our experiences
  • Demonstrates transparency - Show how decisions are made
  • Accelerates ecosystem growth - Enable others to build on our foundation

Current Status

Phase 0: Research and Setup - We’re establishing foundations before building features:

  • Infrastructure, documentation framework, and planning systems
  • Research into Indonesian regulations (OJK, DSN-MUI, PBI, PDP)
  • Security and DevSecOps foundations
  • AI/ML exploration and integration research

⚠️ Pre-Alpha - Not yet production ready. No stable APIs, no security hardening, not accepting contributions yet.

Development Roadmap

Phase 0: Setup and Research

Establishing the foundational infrastructure and conducting research:

  • 🛠️ Development Tooling & Processes - Infrastructure, documentation framework, AI agents, planning system
  • 🏗️ Architecture & Design - Monorepo architecture, core patterns, technology evaluation, security foundations
  • 🤖 AI Research - AI/ML applications, LLM integration, intelligent automation
  • 🔍 Sharia Compliance Research - Indonesian regulations (OJK, DSN-MUI, PBI, PDP)
  • 🛡️ Security & DevSecOps Research - Information security frameworks, threat modeling, compliance as code
  • ☁️ Infrastructure Creation - Cloud infrastructure, deployment pipelines, CI/CD setup

Phase 1: ERP Foundation

Building a solid enterprise foundation with ERP capabilities:

  • 💰 Financial Management - Accounting & finance, asset management, reporting & analytics with Sharia compliance
  • 🔗 Operations Management - Supply chain (halal-compliant), inventory control, procurement & vendor management
  • 👥 People & Customer Management - HR & payroll (Sharia-compliant), sales & CRM, customer relationships
  • 🕌 Execution & Compliance - Project management, resource allocation, Sharia compliance framework

Phase 2: Enterprise Domain Expansion

Expanding across enterprise domains with Indonesian regulatory alignment:

  • 🏦 Regulatory Compliance - Indonesian Banking Authority (OJK) and National Sharia Board (DSN-MUI) integration
  • 📚 Financial Services Standards - Indonesian best practices and implementation guidelines for banking, payments, and cooperatives
  • 📈 Market Monitoring - Enterprise technology trends, regulatory changes, and market needs
  • 💳 Domain Implementation - Financial services (payments, lending, banking), commerce, and cooperative management

Phase 3: Global Expansion

Extending the platform to support multiple jurisdictions:

  • 🕌 International Islamic finance standards - Accounting (AAOIFI) and prudential (IFSB) standards
  • 🌏 Multi-jurisdiction compliance for various countries and regions
  • 📖 Regional variations in Sharia interpretations and requirements
  • ✈️ Cross-border enterprise operations support

Why This Approach?

  • 🔬 Research before building - Phase 0 establishes foundations through compliance, security, and AI research before implementation
  • 🇮🇩 Indonesian market first - Deep focus on local regulations (OJK, DSN-MUI, PBI, PDP) before global expansion
  • 🏗️ ERP as foundation - Enterprise Resource Planning provides core infrastructure for all business operations
  • 🕌 Sharia-compliance from day one - Built-in compliance architecture, not bolt-on features
  • 🛡️ Security by design - DevSecOps and compliance-as-code integrated from the start
  • 📈 Scalable architecture - Standards-based design enables extension to new regions
  • ⚖️ Gradual expansion - Phased approach reduces complexity while ensuring quality

Core Principles

  • 🕌 Sharia-compliance as a foundation - Built in from the ground up, not bolted on later
  • 🔓 Transparency and openness - Code transparency builds trust
  • 🌐 Open source by default - Radical transparency unless it compromises security/privacy
  • 🤖 AI-assisted development - Leverage AI systematically to enhance productivity
  • 🤝 Community collaboration - Accelerate development of accessible tools
  • 🛡️ Governance and security from day one - Essential for enterprise solutions

Project Status

⚠️ PRE-ALPHA - This project is in early development and NOT ready for production use.

Current Phase: Phase 0 (Setup and Research)

We are establishing foundational infrastructure and conducting research to inform architectural decisions:

  • 🔨 Core infrastructure setup
  • 📋 Project planning and architecture design
  • 🏗️ Foundation patterns being established
  • 🔍 Researching Indonesian regulations (OJK, DSN-MUI, PBI, PDP)
  • 🛡️ Security and DevSecOps research
  • 🤖 AI research and integration exploration

Not Yet Available:

  • ❌ No production code
  • ❌ No stable APIs
  • ❌ No security hardening
  • ❌ Not accepting public contributions

Technology

The tech stack for the main enterprise platform is currently being evaluated. Technology selection will follow our open-source and vendor-neutrality principles.

License

This project is licensed under the MIT License - giving you complete freedom to use, modify, and distribute the code for any purpose, including commercial projects.

Get Involved

While we’re not accepting contributions during the pre-alpha phase, you can stay connected and support the project:

Follow the Project

Learn and Explore

  • AyoKoding: ayokoding.com
    • 📚 Educational content documenting our “learning in public” journey
    • 🎓 Tutorials, guides, and technical resources in Indonesian and English
    • 💡 Insights into building enterprise Sharia-compliant systems

Spread the Word

  • 📢 Share the project with your network
  • 💬 Discuss with colleagues in Islamic finance and fintech
  • 🤝 Connect with others interested in open-source Sharia-compliant solutions

Key Resources